Affordable Care Act Roadmap
Making decisions about health insurance for themselves, their family or their business is one of the most important decisions people are faced with on a yearly basis. MSU Extension wants to help people take control of their own health insurance decisions with a new workshop that helps consumers tackle the often-intimidating task of selecting health insurance. The program explains the process in plain language, outlines differences in plans and highlights the factors that may influence their decisions.
More than 200 million Americans have new options for health insurance following the passage of the Patient Protection and Affordable Care Act (also known as the Affordable Care Act or Obamacare). The Affordable Care Act (ACA) provides access to health care via newly created health insurance marketplaces as well as expanded access to Medicare and Medicaid.
The MSU Extension Affordable Care Act Roadmap was created to help two distinct audiences better understand their health insurance options:
- Consumers: With the use of the Smart Choice Health Insurance curriculum, individuals who lack health insurance or buy insurance on the individual marketplace and want to know more about their options under the ACA will learn how to make the best health insurance choice for themselves and their families by learning important terms and concepts, important financial considerations and more.
- Employers: Small businesses, farmers and others who want to better understand their responsibilities as an employer can turn to MSU Extension public policy experts on their obligations under the ACA.
The Smart Choice for Health Insurance curriculum is an entrepreneurial, comprehensive, research-based, unbiased curriculum designed by a team of experts and administered by trained MSU Extension educators. Its purpose is to equip consumers with tools they need to make the best possible decision when choosing health insurance plans for themselves and their families. Learn more about Smart Choice.
Have a question about health insurance?
MSU Extension always recommends that you contact your legal, tax, and other professional advisors prior to taking any steps to meet the requirements of the ACA as this is a very complex act and each individual, farm, or business’ situation is unique.
November 12, 2014 | Brenda Long | The yearly fee is 1 percent of your income for the year or $95 per person in your household, whichever is higher. Many uninsured decided to just pay the $95 in 2014. However, they may owe much more than $95.