Reading Makes Cents 4-H curriculum
Michigan State University Extension suggests youth financial literacy and money management resource for summer programming.
Where do fish keep their money? In river banks! This is just an example of the fun jokes, stories and poems that accompany the national Reading Makes Cents 4-H curriculum. Two summer programs, one in Berrien County and one in Cass County, will soon have volunteers trained by Michigan State University Extension staff and ready to use Reading Makes Cents in their summer youth programs.
Reading Makes Cents is targeted for use with third- through fifth-graders and is filled with hands-on lessons that focus on:
- History of money
- Managing money
- Earning money
- Spending, saving and sharing money
- Borrowing and investing money
The other important component of Reading Makes Cents is to use children’s books about money to read to children or to have older youth and program participants read out load to the group while reinforcing basic money management principles. A variety of teaching techniques are used, including games, arts and crafts, puzzles and research. Reading Makes Cents also fosters life skills such as communications, teamwork, social skills, self-discipline and goal setting.
For our local programs, we chose 10 lessons and prepared a two-hour hands-on training for program volunteers to learn about 4-H Youth Development, teaching young people and Reading Makes Cents. While training in Cass County, one volunteer said she would start using the calendar receipt book at home to keep track of her own expenses!