Erica Tobe

Extension Specialist

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Office: 517-884-0043
Human Ecology Building
Room 8
East Lansing, MI 48824
Greening Michigan Institute



Dr. Erica Tobe is an Extension Specialist (30% FTE) and Assistant Professor (20% FTE) in family economics. In addition, she is the Graduate Program Director (50% FTE) for the Department of Human Development and Family Studies. Her MSU Extension primary programming responsiblities include research and curriculum development support for the Greening Michigan Institute and the Financial and Home Ownership Education team. Current research and curriculum development interests focus on family financial health and wellbeing across the lifespan, including research focused on family finance and housing/foreclosure prevention programming. Dr. Tobe is the current chair of the eXtension Financial Security for All Community of Practice and the 2018 Presidentfor the Michigan Extension Association for Family and Consumer Sciences. Prior to this position, Tobe served as an Educator and Program Leader with Michigan State University Extension for 12 years.


  • BS in Family Resource Management, Michigan State University, 1998
  • MSW in Clinical Social Work, Michigan State University, 2003
  • PhD in Human Development and Family Studies, Michigan State University, 2014


  • Eschbach, C., Weber, R., Tobe, E., Hale, L., & Washington, V. (2016). “Evaluating an outcomes-based standardized homeownership education program.” Family and Consumer Sciences Research Journal. 45(2), 138-149. doi: 10.1111/fcsr.12189
  • Tobe, E., Ames, B.D., & Carolan, M. (2016). “Looking back: The experiences of four midwest families after receiving foreclosure counseling services.”  Journal of Family and Economic Issues, 37(3), 383-394 doi: 10.1007/s10834-016-9495-2
  • Tobe, E., Ames, B.D., Carolan, M., & Onaga, E. (2016). Surviving the recession: implications for practitioners to better support housing counseling clientele. Journal of Human Sciences and Extension. 4(3), 45-60. 
  • Tobe, E. (2016). “Research briefs: Fostering effective savings behaviors.” The Standard, 34, 2, 3. 
  • Wallace Bechard, C., Tobe, E., Guinot Talbot, A., & Ames, B. D. (2016). Family experiences and educational needs of home foreclosure clients. Family and Consumer Sciences Research Journal, 45(2), 179-192. doi: 10.1111/fcsr.12192
  • Guinot Talbot, A., Tobe, E, & Ames, B. D. (2015). The experience of un-or underemployment and home foreclosure for mature adults: A phenomenological approach. Journal of Family and Economic Issues, 36, 4, 503-513. doi: 10.10007/s10834-014-9421-4
  • Tobe, E. (2014). The financial health and level of resilience in housing counseling clientele post experience: A mixed methods assessment. Order No. 3618505, Michigan State University, 2014. Ann Arbor: ProQuest.

Contact Information

For more information, please contact Erica at .(JavaScript must be enabled to view this email address). You can also follow her on twitter @etobe33