Dr. Erica Tobe is an Extension Specialist (30% FTE) and Assistant Professor (20% FTE) in family economics. In addition, she is the Graduate Program Director (50% FTE) for the Department of Human Development and Family Studies. Her MSU Extension primary programming responsiblities include research and curriculum development support for the Greening Michigan Institute and the Financial and Home Ownership Education team. Current research and curriculum development interests focus on family financial health and wellbeing across the lifespan, including research focused on family finance and housing/foreclosure prevention programming. Dr. Tobe is the current chair of the eXtension Financial Security for All Community of Practice and the 2018 Presidentfor the Michigan Extension Association for Family and Consumer Sciences. Prior to this position, Tobe served as an Educator and Program Leader with Michigan State University Extension for 12 years.
- BS in Family Resource Management, Michigan State University, 1998
- MSW in Clinical Social Work, Michigan State University, 2003
- PhD in Human Development and Family Studies, Michigan State University, 2014
- Eschbach, C., Weber, R., Tobe, E., Hale, L., & Washington, V. (2016). “Evaluating an outcomes-based standardized homeownership education program.” Family and Consumer Sciences Research Journal. 45(2), 138-149. doi: 10.1111/fcsr.12189
- Tobe, E., Ames, B.D., & Carolan, M. (2016). “Looking back: The experiences of four midwest families after receiving foreclosure counseling services.” Journal of Family and Economic Issues, 37(3), 383-394 doi: 10.1007/s10834-016-9495-2
- Tobe, E., Ames, B.D., Carolan, M., & Onaga, E. (2016). Surviving the recession: implications for practitioners to better support housing counseling clientele. Journal of Human Sciences and Extension. 4(3), 45-60.
- Tobe, E. & Carter, S. (2016). “Starting over financially after foreclosure: Using key marketing messages to reach clientele.” Forum for Family and Consumer Issues. 20, 2. Retrieved online: https://ncsu.edu/ffci/publications/2016/v21-n2-2016-summer-fall/tobe-carter.php
- Tobe, E. (2016). “Research briefs: Fostering effective savings behaviors.” The Standard, 34, 2, 3.
- Wallace Bechard, C., Tobe, E., Guinot Talbot, A., & Ames, B. D. (2016). Family experiences and educational needs of home foreclosure clients. Family and Consumer Sciences Research Journal, 45(2), 179-192. doi: 10.1111/fcsr.12192
- Guinot Talbot, A., Tobe, E, & Ames, B. D. (2015). The experience of un-or underemployment and home foreclosure for mature adults: A phenomenological approach. Journal of Family and Economic Issues, 36, 4, 503-513. doi: 10.10007/s10834-014-9421-4
- Tobe, E. (2014). The financial health and level of resilience in housing counseling clientele post experience: A mixed methods assessment. Order No. 3618505, Michigan State University, 2014. Ann Arbor: ProQuest.
March 4, 2016 | The toolkit is designed to help people rebuild their financial lives following home foreclosure.
December 30, 2015 | Want to ensure that you meet your financial goal for 2016? Using the 52 week savings challenge to help you complete your savings goals for the New Year!
November 2, 2015 | Research has been found that examines the linkage between relationship status and personal credit scores. Article includes tips to increase your personal credit score.
October 26, 2015 | Ways to save money this Halloween and teach your family about money management.